Sutter, Matthias Max Planck Institute for Research on Collective Goods, Max Planck Society;
http://www.pnas.org/content/113/27/7454.abstract (Any fulltext)
Kerschbamer, R., Neururer, D., & Sutter, M. (2016). Insurance coverage of customers induces dishonesty of sellers in markets for credence goods. Proceedings of the National Academy of Sciences of the United States of America, 113(27), 7454-7458.