Hornuf, Lars MPI for Innovation and Competition, Max Planck Society;
https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3036555 (Preprint)
https://www.frontiersin.org/articles/10.3389/frai.2020.00008/abstract (Publisher version)
Brandl, B., & Hornuf, L. (2017). Where Did Fintechs Come from, and Where Do They Go? The Transformation of the Financial Industry in Germany after Digitalization.