Hornuf, Lars MPI for Innovation and Competition, Max Planck Society;
http://dx.doi.org/10.2139/ssrn.3036555 (Preprint)
Hornuf, L., & Brandl, B. (2020). Where Did Fintechs Come From, and Where Do They Go? The Transformation of the Financial Industry in Germany After Digitalization. Frontiers in Artificial Intelligence (Artificial Intelligence in Finance), 3: 8. doi:10.3389/frai.2020.00008.